motorcycle insurance

[OrionBrazeal]

I dont know how many people are one here with bikes but my parents are giving me a 2004 Kawasaki Ninja EX500. the only problem is trying to find some cheap insurance. I want to have the bike for the good gas milage. but so far the cheapest I have seen is $200 a month. I am looking at mostly just for comutting to work. well if anyone knows anything that can help let me know. thanks.

[grey_area]

How ald are you....you should be paying 200 a year.


Try progressive insurance.

[88PearlGT]

I'm 19 riding a Honda CBR600F4i. My driving record has a 'few' scratches on it and through progressive without any personal record of insurance with the company I pay $50 a month. I know for my age with a driving record like mine this really is not that bad. Especially since this is my first sport bike.

[BlownVenom]

if you are military, and it looks like you are, USAA!!


I was paying 320/year in Europe when I had my Honda CBR 900rr

[OrionBrazeal]

I am 21 and the only acedent I have had ever was last year in a car. tickets all clean. knock on wood. but yeah I dont know what the deal is.

[my86gt]

also check GEICKO how ever you spell that damn lizard

[OrionBrazeal]

progressive was the bast so far at $200. Geiko wanted $280. USAA I couldnt find anything for motor cycles. just cars

[BlownVenom]

progressive was the bast so far at $200. Geiko wanted $280. USAA I couldnt find anything for motor cycles. just cars
call them bro, they do motorcycles

[OrionBrazeal]

alright cool. I will do that when I get off. I while I am at it I put in for one with my stang and see if I cant get that better too. haha

[2k4mk1]

Heck If it is owned outright and you only carry Liability should be like 200/yr. Last bike I hade liability only n was under 2 bills a yr.

[Swingle007]

Heck If it is owned outright and you only carry Liability should be like 200/yr. Last bike I hade liability only n was under 2 bills a yr.



yeah, no reason to have more than liability in my mind, unless the padres are still making payments on it. I used to pay like 125 bucks a year on my cruiser...being under 25 may throw a tiny monkeywrench in this thing though as well... :mad:

[OrionBrazeal]

nope just liability. dont need to pay on nothing. it is mine all mine.

[Swingle007]

bikes don't do much damage in an accident or get ridden much in most cases, thus the low insurance rate on them. You are definitely getting gouged for some reason.

I would continue to shop until you find a more manageable quote....surprised Progressive is so much as they are usually very affordable on motorcycle insurance...

[OrionBrazeal]

yeah I dont know what the deal is.

[OrionBrazeal]

well I must have done some thing wrong or something. cause I ran it again with progressive and now it says $35 a month. so thank you guys.

[txlen]

are you sure ya did it right?..i pay $99 a year on mine from geico.....

[BlownVenom]

are you sure ya did it right?..i pay $99 a year on mine from geico.....
but you are OLD!! :oldman:


:wave: :P

[OrionBrazeal]

yeah running it here as liability it said $200 a year. if I ran it from home it said a bit more in CA. but thats cali for you all expensive. and yeah I am still a youngin. only 21 and well its a type of sports bike.

[bahndrvr]

Man you can get it cheaper. Wehn I was 21 in Colorado I had a GSX-r and it ran me 28 a month, USAA all the way, rates drop for multiple vehicles. However, all insurance companies consider the "how long have you been riding" phrase literally. I'm now an instructor for MSF I've been riding so damn long:) On an EX500, you should pay like 10 bucks a month. Lowest I paid was in Florida on a Cruiser I had it was 11 bucks a month full coverage. Germany is notorioulsy high on bike insurance due to the Autobahn and so many tracks, you should be able to find cheaper.

If you haven't done it, get the MSF course, it will save you on insurance, period, it will also teach you a few things, if your military, it's free through the base.

[OrionBrazeal]

cool yup military here. I go up in Aug to my parents house to get the bike. I havent had my licence for all that long and well moving into sports bikes too. I used to ride and learned how to ride on a harley fatboy(my step dads).

[Ordie]

State Farm was the Cheapest.. I was 25 when I got my first bike.... 01 ZX6R.. it was $600 a year

[OrionBrazeal]

$600 a year mine is only going to run me about $200 a year from what I have seen now.

[Ordie]

but your also talking EX500 and ZX6R....


I was just saying that with State Farm I was paying $50 a month for the 6R than $200 a month for a 500

[ggflyguy]

Got GMAC Rider ins. for $400 a year!!! State Farm was running $70 a month, until they decided to not allow me to renew my policy for no reason. State Farm sucks!!!! I am 33 with a clean as a whistle driving record too.

[Kawasaki king 2006]

I'm 19 riding a Honda CBR600F4i. My driving record has a 'few' scratches on it and through progressive without any personal record of insurance with the company I pay $50 a month. I know for my age with a driving record like mine this really is not that bad. Especially since this is my first sport bike.same here exept a z1000 im 16 so